ResponseWrapperCreditClientDto
Wrapper to credit client dto
Status of the response
Possible values: [SUCCESS
, ERROR
]
ERROR/SUCCESS
Message describing the response
Request failed/Request successful
Code message describing the response
ERR-001/SUC-001
data object
DTO representing detailed information of a credit client.
Remaining capital to be paid, formatted
10,000.50
Borrowed capital, formatted
15,000.00
Overall credit rate, formatted
4.5%
Installment with insurance, formatted
200.0
Disbursement date, formatted
2023-12-01
First installment date, formatted
2024-01-01
Last installment date, formatted
2029-12-01
Credit file number
CREDIT12345
File order
1
Agency code
AG123
Client's unique identifier
CLIENT12345
File title
Home Loan
File status
IN_PROGRESS
Borrowed capital
15000
Remaining capital
10000.5
Total cost of the credit
25000
Installment without insurance
180
Number of installments
60
Number of paid installments
10
Number of upcoming installments
50
Overall credit rate
4.5
Installment with insurance
200
New debt ratio
0.35
Credit file fee
100
Flat insurance premium
50
Project cost
50000
Personal contribution
10000
Spouse's contribution
5000
Self-financing rate of the project
0.2
Loan amount
20000
Deferred amount
5000
Remaining interest
1500
Type of loan
Mortgage
Type of installment
Monthly
Loan duration in months
60
Deferred duration in months
12
Type of insurance
Life Insurance
Insurance rate
0.02
Notary rate
0.01
Notary and fees cost
500
Disbursement date
First installment date
Last installment date
Account number
1234567890
Subscriber's ID
SUBSCRIBER12345
Interest periodicity
Annual
Principal periodicity
Monthly
Status date
2024-01-01
Outstanding amount
5000.0
Penalty amount
200.0
Advance amount
1000.0
Charges and commissions amount
150.0
Outstanding amount not formatted
5000
Penalty amount not formatted
200
Advance amount not formatted
1000
Charges and commissions amount not formatted
150
Next installment date
2024-02-01
Unpaid amount
300.0
Last disbursement date
2023-11-01
Penalty rate
0.05
Fixed rate
0.03
Amortization mode
Linear
Currency
EUR
Next installment amount
250
Credit client ID
123456
Installment date
2024-01-01
Outstanding loan amount
20000.0
Disbursed loan amount
15000.0
Start date
2023-12-01
Installment periods
12
Installment arrears
5
Number of unpaid installments
3
Remaining capital due
8000
Disbursed capital
12000
Amendment
500
Remaining installments
48
Next installment amount formatted
200.0
Deferred amount formatted
1000.0
Monthly Installment
1000
Monthly installment formatted
200.0
Disbursed capital formatted
12000.0
Remaining interest formatted
1500.0
Processing code
PC123
State
Active
error object
Detailed information about the error response
Error code
ERR-142
Error message
Resource not found / Internal server error
details object[]
List of error details
Error code
ER4001
Detailed error message
Invalid input
Target of the error
username
List of suggestions for resolving the error
["Check the resource ID","Ensure the resource exists"]
metaData object
Additional metadata about the error, that could help in debugging
Additional metadata about the error, that could help in debugging
{"requestId":"3c5e4cebf39cbc5b","operationId":"66fd4d2ae6b6"}
Timestamp of when the response was generated
{
"status": "ERROR/SUCCESS",
"message": "Request failed/Request successful",
"codeMessage": "ERR-001/SUC-001",
"data": {
"remainingCapitalFormatted": "10,000.50",
"borrowedCapitalFormatted": "15,000.00",
"overallCreditRateFormatted": "4.5%",
"installmentWithInsuranceFormatted": "200.0",
"disbursementDateFormatted": "2023-12-01",
"firstInstallmentDateFormatted": "2024-01-01",
"lastInstallmentDateFormatted": "2029-12-01",
"fileNumber": "CREDIT12345",
"order": "1",
"agencyCode": "AG123",
"identifier": "CLIENT12345",
"title": "Home Loan",
"status": "IN_PROGRESS",
"borrowedCapital": 15000,
"remainingCapital": 10000.5,
"totalCreditCost": 25000,
"installmentWithoutInsurance": 180,
"numberOfInstallments": 60,
"numberOfPaidInstallments": 10,
"numberOfUpcomingInstallments": 50,
"overallCreditRate": 4.5,
"installmentWithInsurance": 200,
"newDebtRatio": 0.35,
"creditFileFee": 100,
"flatInsurancePremium": 50,
"projectCost": 50000,
"personalContribution": 10000,
"spouseContribution": 5000,
"selfFinancingRate": 0.2,
"loanAmount": 20000,
"deferredAmount": 5000,
"remainingInterest": 1500,
"loanType": "Mortgage",
"installmentType": "Monthly",
"loanDuration": 60,
"deferredDuration": 12,
"insuranceType": "Life Insurance",
"insuranceRate": 0.02,
"notaryRate": 0.01,
"notaryAndFeeCost": 500,
"disbursementDate": "2024-07-29T15:51:28.071Z",
"firstInstallmentDate": "2024-07-29T15:51:28.071Z",
"lastInstallmentDate": "2024-07-29T15:51:28.071Z",
"accountNumber": "1234567890",
"subscriberId": "SUBSCRIBER12345",
"interestPeriodicity": "Annual",
"principalPeriodicity": "Monthly",
"statusDate": "2024-01-01",
"outstandingAmount": "5000.0",
"penaltyAmount": "200.0",
"advanceAmount": "1000.0",
"chargesAndCommissionsAmount": "150.0",
"outstandingAmountNotFormatted": 5000,
"penaltyAmountNotFormatted": 200,
"advanceAmountNotFormatted": 1000,
"chargesAndCommissionsAmountNotFormatted": 150,
"nextInstallmentDate": "2024-02-01",
"unpaidAmount": "300.0",
"lastDisbursementDate": "2023-11-01",
"penaltyRate": "0.05",
"fixedRate": "0.03",
"amortizationMode": "Linear",
"currency": "EUR",
"nextInstallmentAmount": 250,
"creditClientId": 123456,
"installmentDate": "2024-01-01",
"outstandingLoanAmount": "20000.0",
"disbursedLoan": "15000.0",
"startDate": "2023-12-01",
"installmentPeriods": "12",
"installmentArrears": "5",
"numberOfUnpaidInstallments": 3,
"remainingCapitalDue": 8000,
"disbursedCapital": 12000,
"amendment": 500,
"remainingInstallments": 48,
"nextInstallmentAmountFormatted": "200.0",
"deferredAmountFormatted": "1000.0",
"monthlyInstallment": 1000,
"monthlyInstallmentFormatted": "200.0",
"disbursedCapitalFormatted": "12000.0",
"remainingInterestFormatted": "1500.0",
"processingCode": "PC123",
"state": "Active"
},
"error": {
"code": "ERR-142",
"message": "Resource not found / Internal server error",
"details": [
{
"code": "ER4001",
"message": "Invalid input",
"target": "username"
}
],
"suggestions": [
"Check the resource ID",
"Ensure the resource exists"
],
"metaData": {
"requestId": "3c5e4cebf39cbc5b",
"operationId": "66fd4d2ae6b6"
}
},
"timestamp": "2024-07-29T15:51:28.071Z"
}